AI budgeting for real paychecks
Most budgets think in months. Your money arrives in paychecks. Plan by Paycheck plans every check, and its AI splits big bills across paydays so every month feels even.
When rent and the car payment land on the same check, that paycheck is gone and the next one feels rich. Plan by Paycheck spreads large bills across the paychecks before they're due, so each check carries a steady, predictable share.
Example plan
Each paycheck is matched to the bills it covers, so you always know what this check pays and what's left.
A calendar of due dates and paydays shows exactly which bills to pay from which check, before they're late.
Big bills like rent get split across several paychecks automatically, so no single check gets wiped out. No more feast-or-famine months.
"Rent went up to $1,650" or "I got paid early." The AI assistant updates your plan and explains why numbers changed.
Try a new job, a car payment or a pay cut and see the effect on every future paycheck before you commit.
Cash you set aside is never spent on bills or moved by the AI. You stay in control, and nothing links to your bank.
Free covers paycheck planning, bills and manual splitting. Pro adds the AI assistant, AI bill smoothing, "what if" planning and budget guidance for your whole household, for $4.99 a month with a 14-day free trial.
Create your plan